27 holes of bundled golf in Collier County — CDD on the tax bill, lower Collier tax rate, and a monthly carrying cost that works for serious golfers. Three scenarios with real numbers.
Property Tax: Collier County effective rate ~0.75%. Meaningful savings vs Lee County — on a $600K home, approximately $170–$250/month less than Lee County.
CDD: Heritage Bay CDD: $1,500–$3,000/year ($125–$250/month) on the property tax bill as a non-ad valorem assessment.
| Component | Monthly Est. |
|---|---|
| HOA | $500–$650 |
| CDD | $125–$200 |
| Property taxes (Collier County) | $290–$335 |
| Homeowners insurance | $280–$480 |
| All-in range | $1,195–$1,665/mo |
| Component | Monthly Est. |
|---|---|
| HOA | $500–$750 |
| CDD | $125–$250 |
| Property taxes (Collier County) | $400–$455 |
| Homeowners insurance | $350–$600 |
| All-in range | $1,375–$2,055/mo |
| Component | Monthly Est. |
|---|---|
| HOA | $500–$750 |
| CDD | $150–$250 |
| Property taxes (Collier County) | $510–$580 |
| Homeowners insurance | $420–$720 |
| All-in range | $1,580–$2,300/mo |
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Talk to a Specialist →These are planning estimates. Get the actual HOA budget, pull the county parcel tax bill for your specific address, and obtain real insurance quotes before finalizing your monthly budget. Ranges can vary significantly based on home type, lot position, community phase, and construction vintage.
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