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Talk to a Specialist →Monthly Breakdown: $850K Home, Cash Buyer
| Expense | Monthly | Annual |
|---|---|---|
| HOA | $250 | $3,000 |
| Property Tax (unincorporated PBC, homestead) | $700 | $8,400 |
| Homeowners Insurance | $300 | $3,600 |
| Electricity | $160 | $1,920 |
| Water / Sewer | $60 | $720 |
| Cable / Internet | $80 | $960 |
| Total Monthly | $1,550 | $18,600 |
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The Premium Math
Regency at $1,550/month is $275/month more than Cresswind at $1,275/month. That $275/month buys you Toll Brothers construction quality, larger lots, and a more premium clubhouse experience. Over 10 years: $33,000 more than Cresswind. Whether the Toll Brothers premium is worth $33,000 over a decade depends on your priorities around home quality and community exclusivity.
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