7 Things to Know Before Buying at Regency at Yardley

Most buyers tour Regency at Yardley without knowing what they don't know about Toll Brothers new construction. These 7 things will save you from surprises at the worst time.

Regency at Yardley is the most searched new construction 55+ community in the Philadelphia suburbs — and it draws a large percentage of its buyers from New Jersey, for whom this is also their first experience buying in Pennsylvania. These seven things are what we walk every prospective buyer through before they sign anything with Toll Brothers.

Thing 1
The advertised price is not what you'll pay
Toll Brothers advertises a base price for the most basic configuration of their lowest floor plan on a standard lot. The finished home price after floor plan upgrades, structural options (finished basement, expanded master suite, additional windows), lot premiums for better position or views, and Design Studio selections typically runs 20%–40% above the base. A community advertising from $650,000 commonly closes homes in the $850,000–$1,100,000 range for buyers who select typical options. Build a realistic budget from the start: ask the sales representative for the average closing price of recently delivered homes, not just the base.
Thing 2
Register your agent on your very first visit
If you want buyer agent representation at Regency at Yardley — and most buyers should, since Toll Brothers' on-site sales reps represent the builder, not you — your agent must be registered on your first visit to the sales office. Walking in without registering an agent, then returning with one, typically forfeits your right to representation under Toll Brothers' buyer registration policy. Bring or pre-register your agent before you visit the sales office for the first time, not after you've already been in.
Thing 3
All your leverage is at contract — not after
Toll Brothers rarely discounts base price in a strong market. Negotiation points exist at contract signing: lot premium reduction, builder contribution to closing costs, structural option packages from a predefined list at no charge, and Design Studio credits. Once you're under contract and in construction, your leverage disappears. Understand what's on the table before you sign, not after.
Thing 4
If you're selling a New Jersey home, plan the NJ exit tax cash flow first
Most Regency at Yardley buyers come from New Jersey. New Jersey withholds approximately 8.97% of your gain at closing on the NJ home sale — not from your proceeds at disbursement, but directly from the settlement. On a $400,000 gain that's ~$35,880 withheld before you receive your check. If you need those funds to close simultaneously on the PA home, you have a bridge financing problem. Plan this before you list your NJ home. Most buyers solve it with a HELOC, a bridge loan, or a leaseback on the NJ home while the PA home completes construction.
Thing 5
Construction takes 8–14 months — not 6
Toll Brothers quotes construction timelines of 8–14 months depending on floor plan, phase, and supply chain conditions. If you're on a lease or selling a home, coordinate your timeline early. Many buyers underestimate how long construction takes and find themselves in a temporary housing situation for longer than planned. Spec homes (already under construction when you purchase) close faster — ask what spec inventory is available if timeline is a priority.
Thing 6
File the PA Act 1 Homestead Exemption as soon as you close
Once you close on your Regency at Yardley home and it becomes your primary PA residence, you are eligible for the Act 1 Homestead Exemption which reduces your Bucks County property tax. The deadline is March 1 for that year's tax cycle. Most buyers close and never hear about this from their settlement attorney. Set a calendar reminder at closing to file with Bucks County before the next March 1. The savings run $500–$1,000+/year depending on your school district's exclusion amount.
Thing 7
The community was still forming when earlier buyers moved in — it's more established now
Regency at Yardley has been selling homes long enough that the community has moved past the “empty clubhouse” phase that characterizes new construction communities at launch. The social scene is established, the HOA track record is known, and you can actually talk to existing residents before committing. Ask the Toll Brothers sales office to arrange a residents meetup or refer you to current homeowners who are willing to share their experience. Doing your diligence with actual residents is worth the time.

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Our specialists know Regency at Yardley's current lot availability, typical final pricing, and negotiation points. Free consultation — no obligation.

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