Two affordable SC communities for Charlotte buyers. New Lennar construction in Lancaster vs established boutique in Fort Mill. The honest 2026 comparison.
Roselyn and Four Seasons at Gold Hill both offer South Carolina's favorable property tax environment and a price range ($300s–$500s) accessible to buyers who don't need luxury resort amenities. The comparison is new construction vs established — and that's the core decision.
| Factor | Roselyn | Four Seasons at Gold Hill |
|---|---|---|
| Location | Lancaster, SC (Lancaster Co.) | Fort Mill, SC (York Co.) |
| Airport Distance | ~30 min | ~20 min |
| New vs Resale | New construction | Resale |
| Homes | 1,860 at build-out | 301 (complete) |
| Community Status | Building | Established, fully built |
| HOA / Month | Low (verify) | ~$185 |
| Property Tax (65+, $375K) | ~$51–$63/mo (Lancaster) | ~$58–$72/mo (York) |
| Indoor Pool | Planned | Yes (operational) |
| Clubhouse | Building | 12,000 sq ft (complete) |
| Clubs & Social Infrastructure | Forming | Established |
| Neighbor Intimacy | Unknown (forming) | 301 homes — know everyone |
| Builder | Lennar (Everything's Included) | K. Hovnanian (resale) |
| Customization | Design center | None (resale) |
| Lake Wylie Access | No | 5–10 min |
Four Seasons at Gold Hill is the better community today — established amenities, intimate culture, Fort Mill's superior location, and operational clubhouse. Roselyn will likely be a very strong community in 3–5 years, and it offers new construction at the lowest price point in any SC community near Charlotte. For buyers buying for the present: Four Seasons. For buyers buying for the future (new home + patience): Roselyn. Neither choice is wrong — the right answer depends entirely on whether you need community maturity now or are willing to help build it.
We compare both independently — no referral fees to either community.
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