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Talk to a Specialist →All-In Monthly Carrying Cost — Standardized at $400K Purchase
All figures estimated for a $400,000 purchase price with Florida homestead exemption. Insurance estimated for inland Brevard construction. Actual costs vary by specific property, lot location, and insurer. Barefoot Bay estimated at $120K purchase to reflect its actual price range.
| Community | HOA/mo | CDD/yr | Tax/yr | Ins/yr | Non-AV/yr | All-In/mo |
|---|---|---|---|---|---|---|
| Barefoot Bay* | $72 | $0 | $840 | $1,800 | $420 | $327 |
| Alamanda Key | $250 | TBD | $3,400 | $2,800 | $500 | ~$770 |
| IRCC | $280 | $0 | $3,200 | $2,800 | $500 | $822 |
| Grand Isle | $300 | $800 | $3,300 | $2,800 | $500 | ~$875 |
| Heritage Isle (SF) | $300 | $1,309 | $3,300 | $2,800 | $500 | $959 |
| Del Webb | $350 | $1,200 | $4,250 | $2,600 | $500 | $1,096 |
| Bridgewater | $506 | $135 | $4,080 | $2,600 | $500 | $1,141 |
*Barefoot Bay estimated at $120K purchase (manufactured home on deeded lot). $72/mo is the recreation district fee monthly equivalent ($865/yr). Not formally 55+ restricted.
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How to Read This Table
This table is not a ranking. The cheapest community is not the best community. Barefoot Bay at $327/month is manufactured housing in south Brevard. Heritage Isle at $959/month is site-built in the Viera corridor with a 21,000-square-foot clubhouse. They are different products for different buyers at different price points. The table's purpose is transparency — showing you the total cost that listing sites never calculate.
Your decision depends on: budget (what can you afford monthly?), housing preference (site-built or manufactured?), location priority (Viera, Melbourne, barrier island, south Brevard?), and amenity expectations (resort clubhouse or simple pool?). The total cost table gives you the financial foundation. The community pages give you the rest.
Community details: Space Coast Market Hub | Tax math: Property Tax Guide
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