Golf included + value vs lowest cost + St. Augustine proximity — the two budget-friendly First Coast options
| Factor | Stillwater | Cascades at World Golf Village |
|---|---|---|
| Builder | Lennar | Multiple (resale) |
| Location | St. Johns, FL | St. Augustine, FL (WGV) |
| County | St. Johns | St. Johns |
| Price Range | $300K–$600K | $280K–$500K (lower) |
| HOA / Month (est.) | ~$200–$280 | ~$180–$240 (lower) |
| CDD Fee | None | None |
| On-Site Golf | ✓ Bobby Weed 18-hole incl. | ✗ No |
| Construction Status | Active + resale | Resale only |
| Beach Drive | ~20 min | ~20 min |
| St. Augustine Drive | ~25 min | ~10 min |
| Jacksonville Drive | ~25 min | ~35 min |
| Annual All-In Est. ($400K) | ~$12,000–$16,660 | ~$10,960–$15,180 (lower) |
The decision pivots on golf and St. Augustine. If you golf regularly, Stillwater's included Bobby Weed course delivers more value per dollar than any other First Coast community — the HOA cost per round for a 150-round/year golfer is $16–$22 vs $100–$400+ at regional courses. If you do not golf, Cascades wins on every financial metric and adds the St. Augustine location benefit. Cascades is the right choice for non-golfers who want the lowest total annual cost and cultural depth close at hand.
Tell us your priorities and we will give you a straight comparison for your specific situation.
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