St. Johns, FL · Lennar · St. Johns County · 549 homes · $300K–$600K · Bobby Weed 18-hole golf included · No CDD fees · 25 min to Jacksonville and St. Augustine
Stillwater is a 55+ community by Lennar in St. Johns County with a Bobby Weed-designed 18-hole championship golf course included in the community. No other community in our First Coast coverage offers on-site golf. At $300K–$600K with HOA running $200–$280/month — significantly below every Del Webb on the corridor — Stillwater delivers more golf value per dollar than any comparable 55+ market we cover.
The location sits between Jacksonville (25 min north) and St. Augustine (25 min south) off CR-210 and I-95 in northwest St. Johns County. The position gives residents access to both cities without being in either one — quieter residential character with good infrastructure proximity. No CDD fees apply at Stillwater, which is a meaningful distinction from the Nocatee-area communities.
Bobby Weed has designed or renovated over 100 golf courses nationally, including prominent work at TPC Sawgrass. Stillwater's 18-hole course is designed to championship standards. For residents who play 3–5 times per week, having a quality course 5 minutes from home — included in community fees — changes the calculus decisively against all other First Coast communities.
Compare: TPC Sawgrass (near Nocatee) charges $400–$600+ for a single round. Palencia Club charges $100–$200 per round for non-members. A Stillwater resident who plays 150 rounds per year at courses like TPC Sawgrass would spend $40,000–$90,000 annually. The same resident playing the included Stillwater course pays nothing per round beyond HOA. Over a 10-year retirement, the value differential for daily golfers exceeds $200,000.
| Component | Estimate | Notes |
|---|---|---|
| Monthly HOA | ~$200–$280/mo | Verify current rate — significantly below Del Webb |
| Annual HOA | ~$2,400–$3,360/yr | Includes golf course access |
| CDD fee | None | St. Johns County location outside Nocatee CDD |
| St. Johns County property tax (est. $400K, primary homestead) | ~$4,500–$5,500/yr | After $50K homestead; Save Our Homes cap yr 2+ |
| Homeowners insurance | ~$2,500–$4,000/yr | Inland St. Johns County |
| Est. annual housing cost (ex-mortgage, $400K home) | ~$9,400–$12,860/yr — lowest in market with golf included | |
We can run the 10-year golf value comparison for daily golfers vs non-golfers at any community.
Talk to a Specialist