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Talk to a Specialist →Monthly Breakdown: $300K Villa, Cash Buyer
| Expense | Monthly | Annual |
|---|---|---|
| HOA | $400 | $4,800 |
| Property Tax (Boca millage, homestead) | $430 | $5,160 |
| Insurance | $200 | $2,400 |
| Utilities | $250 | $3,000 |
| Total Monthly | $1,280 | $15,360 |
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Whisper Walk vs Century Village Boca
Both are in Boca Raton. Century Village ($180K condo): ~$870/month. Whisper Walk ($300K villa): ~$1,280/month. The $410/month gap buys you: attached villa instead of high-rise condo, no SB 4-D exposure on your building, a simpler association structure, and only 29 units competing at resale instead of 160+. Over 10 years, the gap is $49,200. Whether that is worth it depends on whether you value newer, simpler, lower-risk housing.
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