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Meridian, ID · Ada County · Brighton Homes · 55+ · New Construction

Cadence at Century Farm

Brighton Homes’ newest Cadence community in south Meridian within the Century Farm master plan — the freshest construction in the Cadence portfolio, Ada County location, and access to Century Farm’s master amenities.

~200Homes
~$190/moHOA / Month
$500K–$700KPrice Range
~0.76%Ada Co. Tax
OverviewAmenitiesTrue CostBoise Hub

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Overview

Cadence at Century Farm is Brighton Homes’ newest Cadence community — located within the Century Farm master-planned development in south Meridian. The draw is new construction: buyers get the most current Brighton floor plans, fresh finishes, and a builder warranty. The trade-off vs Cadence at Bainbridge is that the social calendar is still developing — new communities take 2–3 years to build a resident-driven activity culture.

Century Farm’s master plan provides additional amenity access beyond the Cadence clubhouse. South Meridian location puts buyers close to Overland Road retail, the Meridian medical corridor, and I-84 access to Boise.

Idaho Homestead Exemption — Apply After ClosingIdaho’s homestead exemption reduces taxable value by 50%, capped at a $125,000 reduction. On a $550K home in Ada County, this saves approximately $850–$950/year in property tax. File with the Ada County Assessor after closing — it renews automatically each year thereafter. Ada County effective rate after exemption: ~0.76%. Canyon County: ~0.68%.
Idaho Retirement Income Deduction — $95,870 for Married FilersIdaho allows a $95,870 deduction on qualified retirement income for married filers 65+, including pension, IRA, and 401(k) distributions. Social Security is fully exempt. For most retired couples, this eliminates Idaho income tax entirely. Idaho’s flat income tax rate is 5.8% — the deduction is the offset that makes the effective burden near zero for typical retirees.
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Amenities

Clubhouse with pool and fitness center
Pickleball courts
Walking trails
Access to Century Farm master amenities
Community gathering spaces
Lawn care included in HOA

True Monthly Cost

All-in monthly cost — $550K Cadence at Century Farm home

HOA fee~$190/mo
Ada Co. tax (after homestead exemption, ~0.76%)~$257/mo
Homeowners insurance (Idaho — low risk)~$110–$155/mo
Utilities (Idaho Power — low rates)~$145–$195/mo
Total monthly carrying cost (excl. mortgage)~$702–$797/mo

Right For / Not Right For

Good fit if you:

  • Want newest Brighton construction with builder warranty
  • Want south Meridian location near Overland Road retail
  • Want master plan amenity access in addition to Cadence clubhouse

Not right if you:

  • Want established social calendar (→ Cadence at Bainbridge)
  • Want indoor pool (→ Cadence at Bainbridge)
  • Want golf (→ Trilogy Valor)

Questions About Cadence at Century Farm?

We can run your Ada County homestead exemption math and compare against other Boise communities.

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