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Meridian, ID · Ada County · Brighton Homes · 55+ · New Construction

Cadence at Century Farm

Brighton Homes’ newest Cadence community in south Meridian within the Century Farm master plan — the freshest construction in the Cadence portfolio, Ada County location, and access to Century Farm’s master amenities.

~200Homes
~$190/moHOA / Month
$500K–$700KPrice Range
~0.76%Ada Co. Tax
OverviewAmenitiesTrue CostBoise Hub

Overview

Cadence at Century Farm is Brighton Homes’ newest Cadence community — located within the Century Farm master-planned development in south Meridian. The draw is new construction: buyers get the most current Brighton floor plans, fresh finishes, and a builder warranty. The trade-off vs Cadence at Bainbridge is that the social calendar is still developing — new communities take 2–3 years to build a resident-driven activity culture.

Century Farm’s master plan provides additional amenity access beyond the Cadence clubhouse. South Meridian location puts buyers close to Overland Road retail, the Meridian medical corridor, and I-84 access to Boise.

Idaho Homestead Exemption — Apply After ClosingIdaho’s homestead exemption reduces taxable value by 50%, capped at a $125,000 reduction. On a $550K home in Ada County, this saves approximately $850–$950/year in property tax. File with the Ada County Assessor after closing — it renews automatically each year thereafter. Ada County effective rate after exemption: ~0.76%. Canyon County: ~0.68%.
Idaho Retirement Income Deduction — $95,870 for Married FilersIdaho allows a $95,870 deduction on qualified retirement income for married filers 65+, including pension, IRA, and 401(k) distributions. Social Security is fully exempt. For most retired couples, this eliminates Idaho income tax entirely. Idaho’s flat income tax rate is 5.8% — the deduction is the offset that makes the effective burden near zero for typical retirees.

Amenities

Clubhouse with pool and fitness center
Pickleball courts
Walking trails
Access to Century Farm master amenities
Community gathering spaces
Lawn care included in HOA

True Monthly Cost

All-in monthly cost — $550K Cadence at Century Farm home

HOA fee~$190/mo
Ada Co. tax (after homestead exemption, ~0.76%)~$257/mo
Homeowners insurance (Idaho — low risk)~$110–$155/mo
Utilities (Idaho Power — low rates)~$145–$195/mo
Total monthly carrying cost (excl. mortgage)~$702–$797/mo

Right For / Not Right For

Good fit if you:

  • Want newest Brighton construction with builder warranty
  • Want south Meridian location near Overland Road retail
  • Want master plan amenity access in addition to Cadence clubhouse

Not right if you:

  • Want established social calendar (→ Cadence at Bainbridge)
  • Want indoor pool (→ Cadence at Bainbridge)
  • Want golf (→ Trilogy Valor)

Questions About Cadence at Century Farm?

We can run your Ada County homestead exemption math and compare against other Boise communities.

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