HOA + Orange County property tax + insurance + utilities. The complete number for your budget.
All-In Monthly Cost
All-in monthly cost — $525K The Courtyards at Chapel Hill home
HOA fee$285/mo
Orange Co. property tax (~0.85%)~$372/mo
Homeowners insurance~$100–$130/mo
Utilities~$180–$230/mo
Total monthly carrying cost (excl. mortgage)~$937–$1017/mo
NC 65+ property tax reliefNC residents 65+ who meet income limits can file the AV-9 elderly exclusion with Orange County Tax Administration to reduce taxable assessed value and lower annual tax by $300–$800.
Want a Personal Cost Estimate?
We can run your all-in monthly cost at any The Courtyards at Chapel Hill price point and compare against other Triangle communities.