The Enclave at Hidden Lake — True Monthly Cost

HOA + Franklin County property tax + insurance + utilities. The complete number for your budget.

All-In Monthly Cost

All-in monthly cost — $475K The Enclave at Hidden Lake home

HOA fee$300/mo

Franklin Co. property tax (~0.72%)~$285/mo

Homeowners insurance~$100–$130/mo

Utilities (electric, gas, water)~$180–$230/mo

Total monthly carrying cost (excl. mortgage)~$865–$945/mo

Franklin County property tax contextFranklin County has the lowest property tax rate of any Triangle-area county with 55+ communities. The $300/month HOA is higher than most comparably sized communities but includes exterior maintenance and the cost of maintaining the lake infrastructure.

For NC residents 65+ who meet income limits, the elderly exclusion (AV-9 form) can reduce taxable assessed value and lower the annual tax bill by $300–$800. File with Franklin County Tax Administration each year to claim.

Want a Personal Cost Estimate?

We can run your all-in monthly cost at any The Enclave at Hidden Lake price point and compare against Triangle alternatives.

Get My Cost Estimate