Youngsville, NC · Franklin County · 55+ · Gated Lakefront

The Enclave at Hidden Lake

Gated 55+ community on a private 75-acre lake in Youngsville — one of the Triangle's most scenic settings at one of the lower price points. Franklin County property tax at ~0.72% is the lowest of any Triangle county with 55+ options.

138Homes
$300/moHOA / Month
$400K–$600KPrice Range
~0.72%Franklin Co. Tax Rate

Amenities

75-acre private lake
Clubhouse with meeting rooms
Outdoor pool with patio
Pickleball courts
Lake access and water activities
Walking trails
Gated entry
Maintenance-free exterior

What Buyers Need to Know

The honest pictureThe Enclave is the hidden value play in the Triangle. Franklin County's ~0.72% tax rate is meaningfully lower than Wake (~0.77%), Durham (~0.87%), or Orange (~0.85%). On a $475K home that's roughly $285/month vs $336/month in Durham — a $51/month gap ($612/year). The lakefront setting is genuinely scarce among Triangle 55+ options. The trade-off is Youngsville's location — further from RDU and Triangle healthcare than most buyers prefer.

True Cost

All-in monthly cost — $475K The Enclave at Hidden Lake home

HOA fee$300/mo
Franklin Co. property tax (~0.72%)~$285/mo
Homeowners insurance~$100–$130/mo
Utilities~$180–$230/mo
Total monthly carrying cost (excl. mortgage)~$865–$945/mo

Franklin County has the lowest property tax rate of any Triangle-area county with 55+ communities. The $300/month HOA is higher than most comparably sized communities but includes exterior maintenance and the cost of maintaining the lake infrastructure.

Questions About The Enclave at Hidden Lake?

We can run your Franklin County tax estimate and compare against other Triangle communities.

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