What Makes This Community Different
Every 55+ community in Summerville has a pool. Most have a pond or two. Four Seasons at Lakes of Cane Bay has a 300-acre interconnected lake system with an 8-mile navigable waterway — kayaks, canoes, paddleboards, fishing boats, and non-motorized watercraft move through the community's core rather than sitting at its edge. The 24,000 sq ft lakefront clubhouse sits directly on the water. The outdoor amphitheater, marina, and walking trails are integrated with the lake rather than adjacent to it.
This matters because it changes the daily experience for residents who use the water. A Saturday morning kayak from your backyard into the marina, around the lake, and back is not a trip to an amenity — it is your neighborhood. The community ranked #12 on RCLCO's 2024 top-selling master-planned communities list nationally, which reflects that buyers are finding this proposition compelling.
Three Sections, Four Looks, Real Floor Plan Data
Four Seasons organizes its product into three neighborhoods — Villas, Compass, and Beacon — with K. Hovnanian's four designer finish "Looks" (Loft, Farmhouse, Classic, Elements) available across plans. The Looks concept eliminates the thousands of individual selection decisions of a traditional design center visit: you pick a cohesive package and move in with a complete aesthetic.
| Plan | Section | Sq Ft | Beds/Baths | Starting Price |
|---|---|---|---|---|
| Villas — Attached | ||||
| Spring Lake IV | Villas | ~1,660 | 2–3 bd / 2 ba | ~$380K+ |
| Compass — Single-Family Mid | ||||
| Jenkins II | Compass/Beacon | 1,959 | 2 bd / 2 ba | ~$482K+ |
| Taylor | Compass | 1,977 | 2 bd / 2.5 ba | ~$511K+ |
| Stanwyck | Compass | 1,986 | 2 bd / 2.5 ba | ~$516K+ |
| Kerr | Compass | ~2,100 | 2–3 bd / 2 ba | ~$530K+ |
| Beacon — Larger Plans and Lofts | ||||
| Simone | Beacon | 2,750 | 4 bd / 3 ba | ~$523K+ |
| Bernstein II | Beacon | ~2,800 | 3–4 bd / 3 ba | ~$560K+ |
| Marcel Loft | Beacon | ~2,959 | 3+ bd / 3+ ba | ~$620K+ |
| Lewes Loft | Beacon | 3,222 | 3 bd / 3.5 ba | ~$680K+ |
| Mont Blanc Loft | Beacon | 3,374 | 3–4 bd / 3+ ba | ~$660K+ |
Prices are builder starting prices as of early 2026. Lot premiums (lakefront, lake view, premium position) add $30K–$80K+. Verify current pricing directly with K. Hovnanian sales — active build communities adjust pricing as phases sell through.
The "Loft" plans in the Beacon section are the community's highest-end offering — two-story or bonus-level designs with 3,200–3,374 sq ft, priced from approximately $660K–$680K before lot premiums. These are less common in the resale market and represent buyers who want more space than the standard single-story 55+ product provides.
New Construction and Resale — Both Active
Unlike Del Webb Cane Bay (resale-only since 2017), Four Seasons has both active new construction phases and an established resale market. Buyers have a genuine choice: new construction with K. Hovnanian's Looks finish packages and builder warranty, or resale homes with mature landscaping, known community character, and potentially negotiable pricing. The resale market here moves somewhat faster than Del Webb Cane Bay because Four Seasons has newer construction across more phases and a broader price range attracting more buyer types.
Berkeley County: Same Tax Advantage as Del Webb Cane Bay
Four Seasons sits in Berkeley County alongside Del Webb Cane Bay — both benefit from the same ~0.51% effective property tax rate versus Dorchester County's ~0.67% for most other Summerville 55+ communities. On a $520K home, Berkeley County saves approximately $832/year vs. a comparable Dorchester County purchase.
The Real Cost Picture
| Item | Monthly | Annual | Notes |
|---|---|---|---|
| HOA (verify by home type) | ~$275–300 | ~$3,300–3,600 | Villas vs. single-family vary — confirm with sales |
| Property tax — $520K (65+) | ~$196 | ~$2,346 | Berkeley Co. ~0.51%, homestead applied |
| Homeowners insurance | ~$170 | ~$2,040 | Verify current rates for new vs. resale |
| Lawn care (owner responsibility) | ~$100 | ~$1,200 | Standard plans; Villas may differ |
| Total monthly (pre-mortgage) | ~$741–766 | ~$8,886–9,186 | 65+, $520K, homestead filed |
HOA structure varies by product type — Villa owners have a different HOA package than single-family Compass or Beacon owners. Get the specific HOA documents for the plan type you are purchasing, not a general community number. The boat storage program through the HOA is an additional monthly cost for residents who keep watercraft on-site — ask for current rates if you plan to use it.
Evaluating Four Seasons at Lakes of Cane Bay?
A Berkeley County agent familiar with both Four Seasons and Del Webb Cane Bay can compare current lakefront lot availability, active build pricing, and what the resale market looks like for specific floor plans.
Talk to a Local Agent →