| Factor | Cresswind Charleston | Four Seasons Cane Bay |
|---|---|---|
| Builder | Kolter Homes | K. Hovnanian |
| County | Dorchester (~0.67%) | Berkeley (~0.51%) |
| HOA | ~$249–260/mo (lawn incl.) | ~$275–300/mo (lawn extra) |
| Price range | $387K–$693K | $380K–$600K+ |
| Homes | ~400 | 1,020 planned |
| Defining amenity | YMCA + 20+ miles trails (The Ponds) | 300-acre lake system, boating, kayaking |
| Lawn care | Included in HOA | Owner responsibility |
| Scale | Smaller/intimate | Larger/master plan community |
The Defining Difference
Cresswind's unique advantage is The Ponds master plan — specifically the on-site YMCA and 1,000+ acres of preserved woodland trails. No other 55+ community in the Charleston market has a YMCA on-site. If fitness infrastructure and outdoor nature access are central to your retirement vision, Cresswind within The Ponds is the strongest offering in the market.
Four Seasons Cane Bay's unique advantage is the 300-acre lake. Real boating, kayaking, and fishing access on a 300-acre waterway — not a decorative pond. No other Summerville 55+ community offers this. If water recreation is central to your vision, Four Seasons is the only option with genuine water access in this market.
10-Year Cost — $460K Home
| Item (10yr) | Cresswind (Dorchester) | Four Seasons (Berkeley) |
|---|---|---|
| HOA (3% increase, lawn in Cresswind) | ~$35,600 | ~$40,800 (no lawn) |
| Property tax (65+, homestead) | ~$28,494 | ~$21,070 |
| Lawn care (where applicable) | $0 (included) | ~$12,000 |
| Insurance + maintenance | ~$31,600 | ~$31,200 |
| Total 10-yr non-mortgage | ~$95,694 | ~$105,070 |
Ready to take the next step on
the right 55+ community?
Connect with a specialist who knows this market from the inside — real cost math, honest community comparisons, and what's actually happening right now. Every agent is personally vetted by the Nova55Living founder.
Connect with a Specialist →Cresswind or Four Seasons?
An agent who knows both communities can help you model the full cost and arrange tours of both.
Get Free Help →