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Knoxville, TN · Knox County · 55+ · New Construction · City Proximity

The Grove at Cedar Hills

New construction 55+ community in Knoxville proper — Knox County, close to UT Medical Center, Turkey Creek shopping, and the Knoxville Greenways trail system. The only purpose-built new 55+ community with a Knoxville city address.

~150Homes
~$175/moHOA / Month
$350K–$600KPrice Range
~0.65%Knox Co. Tax
OverviewTrue CostEast TN Hub

Overview

The Grove at Cedar Hills is the new construction option for buyers who want a Knoxville city address rather than the rural lake communities 35–70 miles out. Knox County’s ~0.65% effective tax rate is higher than Loudon or Cumberland County, but buyers get genuine city proximity: UT Medical Center (Level I Trauma) is 20–30 minutes, Turkey Creek’s retail corridor is nearby, and the Knoxville Greenways system provides urban trail access.

For buyers who aren’t drawn to the lake and golf lifestyle of Tellico Village or Fairfield Glade, and who want to be close to Knoxville’s restaurants, arts scene, and University of Tennessee events, The Grove is the purpose-built 55+ answer.

Knox County Property Tax Freeze for SeniorsTennessee’s Property Tax Freeze program locks your tax bill at its current level for qualifying residents 65+ meeting income thresholds. In a rising market, this is meaningful protection against escalating carrying costs. Verify current Knox County thresholds with the county assessor after purchase.
Zero Tennessee State Income TaxTennessee eliminated all state income tax in 2021 — no tax on IRA withdrawals, pensions, Social Security, or investment income. For retirees drawing $60K–$120K/year from tax-deferred accounts, this is worth $3,500–$7,000/year vs states with 5–6% income tax rates.

Amenities

Clubhouse with pool and fitness center
Pickleball courts
Walking trails
Community gathering spaces
Lawn care included in HOA

True Monthly Cost

All-in monthly cost — $450K The Grove at Cedar Hills home

HOA fee~$175/mo
Knox Co. property tax (~0.65%)~$244/mo
Homeowners insurance (inland TN — low risk)~$75–$130/mo
Utilities~$150–$210/mo
State income tax$0 — zero TN income tax
Total monthly carrying cost (excl. mortgage)~$644–$759/mo

Right For / Not Right For

Good fit if you:

  • Want Knoxville city proximity vs rural lake communities
  • Want new construction 55+ product with builder warranty
  • Want UT Medical Center and Knox County hospitals close by
  • Want Turkey Creek retail and Knoxville Greenways access

Not right if you:

  • Want lakefront or lake-access living (→ Tellico Village, Rarity Bay)
  • Want golf on-site (→ Fairfield Glade, Rarity Bay)
  • Want lowest price point (→ Fairfield Glade)

Questions About The Grove at Cedar Hills?

We can run your Knox County tax estimate, Tennessee income tax savings, and true all-in cost comparison.

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