The only 55+ community in the Ocala market area with both on-site golf and a private marina with Lake Griffin access. 940 homes, age-targeted rather than age-restricted, built from 1989 to present with active construction still ongoing. Lady Lake location — adjacent to The Villages — with Lake County taxes.
Harbor Hills is age-targeted (not 55+ restricted), which means the community accepts buyers of all ages. The waterfront lots and marina access command significant price premiums — the $300K–$900K range reflects both inland golf-access homes and premium lakefront properties. Buyers should verify whether a specific lot has marina access or is inland-only.
Lake County taxes apply. At the $400K–$700K price range typical for waterfront properties here, annual taxes after Homestead exemption run approximately $2,800–$5,000/yr. Waterfront properties typically carry higher assessed values. The Florida Homestead exemption removes $50,000 from assessed value and the Save Our Homes cap limits annual increases to 3%. File by March 1 of your first year as primary resident.
HOA fee structure at Harbor Hills varies by neighborhood and whether the home is waterfront or golf-access. Verify the specific sub-association fee. Golf and marina access may carry separate membership or usage fees beyond the base HOA.
All figures are estimates. Verify HOA fee, tax rate, CDD status, and insurance for the specific parcel before purchase.
We can verify HOA fees, check CDD status, and run the full cost stack at your price point.
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