Highland Lakes · Leesburg FL · True Costs

Highland Lakes — True All-In Annual Cost 2026

HOA fees, property taxes, CDD status, insurance, and lawn — every recurring cost item that determines what you actually pay each year to live at Highland Lakes.

HOA Fee Structure

HOA not confirmed from primary source — verify with Highland Lakes HOA. Est. $100–$145/mo.

CDD Bonds

Verify per parcel at lakecofl.gov.

Property Tax

Lake County. File by March 1 at lakecofl.gov.

Homeowners Insurance

Homes 26–35 years old. Roof age the key issue.

Estimated Annual Carrying Cost Ranges

Highland Lakes — annual carrying cost by price tier (ex-mortgage)

Entry-level home~$5,300/yr ($130K)
Mid-range home~$6,400/yr ($170K)
Upper-tier home~$7,500/yr ($215K)
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All estimates. Verify HOA fee, CDD status, tax rate, and insurance for the specific parcel before purchase. Florida homeowners insurance rates vary significantly by roof age, construction type, and proximity to flood zones.

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