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Holden Beach, NC · Brunswick County · Active Adult · Family Beach

Holden Beach Active Adult Communities

Active adult communities near Holden Beach — Brunswick County’s most family-oriented beach, known for quiet character and a causeway to the island. Mid-range Brunswick County pricing.

~$160/moHOA / Month
$350K–$650KPrice Range
~0.50%Brunswick Co. Tax
OverviewTrue CostWilmington Hub

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Amenities

Varies by community
Pool and fitness amenities
Near Holden Beach access
Brunswick County tax rate
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True Monthly Cost

All-in monthly cost — $475K Holden Beach Active Adult Communities home

HOA fee~$160/mo
Brunswick Co. property tax (~0.50%)~$198/mo
Homeowners insurance (coastal NC)~$200–$420/mo
Utilities~$150–$200/mo
Total monthly carrying cost (excl. mortgage)~$708–$978/mo
Brunswick County Tax + NC 65+ Homestead ExclusionBrunswick County effective rate ~~0.50%. NC residents 65+ meeting income limits can file Form AV-9 to reduce taxable value — saves $300–$800/year. File annually with Brunswick County Tax Administration.
Coastal NC Insurance — budget $200–$420/monthWind/hail coverage in Brunswick and New Hanover counties runs 2–4x inland NC rates. Factor it before comparing Wilmington against Charlotte or Raleigh-Durham communities.

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We can run your Brunswick County tax estimate and coastal insurance reality check.

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Free Consultation · Vetted Agents · No Obligation

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