$353/Month — The Itemized Case
Horizons HOA provides access to the 26,000 sq ft Horizons Club with indoor and outdoor pools, full fitness center, pickleball and tennis courts, bocce, and dog park. It also covers the Summers Corner master plan amenities: Buffalo Lake (95-acre recreational lake), the Summers Corner Performing Arts Center, parks, greenways, and the developing town center. Whether lawn care is included in the Horizons HOA structure should be confirmed directly with Lennar at time of contract — this meaningfully affects the true all-in comparison against Del Webb communities.
| Community | HOA/mo | Lawn | True All-In | Horizons Premium |
|---|---|---|---|---|
| Del Webb Nexton | ~$250 | +$100 | ~$350/mo | +$3/mo vs Horizons |
| Cresswind Charleston | ~$255 | Incl. | ~$255/mo | ~$98/mo less |
| Del Webb Cane Bay | ~$313 | +$100 | ~$413/mo | $60/mo more |
| Horizons (lawn incl.) | ~$353 | Incl. | ~$353/mo | — |
| Horizons (lawn NOT incl.) | ~$353 | +$100 | ~$453/mo | — |
This table is the reason you must confirm lawn care inclusion with Lennar before signing. If lawn is included, Horizons is approximately $3/month more than Del Webb Nexton all-in. If lawn is not included, it is approximately $100/month more. That is a $12,000 difference over 10 years on the same question.
Monthly Carrying Cost by Series — 65+ Buyer
| Series | Rep. Price | HOA | Tax/mo (65+) | Insurance | Total/mo |
|---|---|---|---|---|---|
| Cottages | ~$360K | ~$353 | ~$179 | ~$145 | ~$677 |
| Legends | ~$420K | ~$353 | ~$207 | ~$160 | ~$720 |
| Estates | ~$480K | ~$353 | ~$235 | ~$175 | ~$763 |
Tax figures use Dorchester County ~0.67% with 65+ senior homestead exemption. Lawn care not added — confirm inclusion with Lennar. Total is pre-mortgage.
Dorchester County Taxes
Horizons is in Dorchester County at approximately 0.67% effective rate — same as Del Webb Nexton and Cresswind. Berkeley County communities (Cane Bay, Four Seasons, Hammock Walk) run about 0.16 percentage points lower. On a $420K Legends home, Dorchester County costs approximately $207/month after the 65+ homestead exemption. Berkeley County on the same value: approximately $157/month. The $50/month gap is real and permanent.
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