Oak Run · Ocala FL · True Costs

Oak Run — True All-In Annual Cost 2026

HOA fees, property taxes, CDD status, insurance, and lawn — every recurring cost item that determines what you actually pay each year to live at Oak Run.

HOA Fee Structure

HOA $128–$175/mo base by section, no lawn. Add $250+/mo for lawn-included sections. The variation means buyers must verify the specific section's HOA before comparing.

CDD Bonds

No CDD. Built 1985–2007, pre-CDD financing era for most sections.

Property Tax

Marion County. Same Homestead/SOH structure as all Marion communities. Prior owner SOH benefit does not transfer — your assessed value resets to purchase price.

Homeowners Insurance

Homes 17–41 years old. Roof age is the key insurance driver. Verify roof age before purchase — Florida insurers increasingly require roofs under 15 years. Older roofs may require replacement to obtain standard coverage.

Estimated Annual Carrying Cost Ranges

Oak Run — annual carrying cost by price tier (ex-mortgage)

Entry-level home~$5,900/yr ($165K, base HOA, no lawn)
Mid-range home~$7,200/yr ($210K, mid-HOA, lawn added)
Upper-tier home~$8,100/yr ($265K, higher section HOA)
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All estimates. Verify HOA fee, CDD status, tax rate, and insurance for the specific parcel before purchase. Florida homeowners insurance rates vary significantly by roof age, construction type, and proximity to flood zones.

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Tell us your target price and which neighborhood within Oak Run. We will run the complete all-in annual cost and compare against two or three alternative communities at your price point.

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