Ocala Preserve · Ocala FL · True Costs

Ocala Preserve — True All-In Annual Cost 2026

HOA fees, property taxes, CDD status, insurance, and lawn — every recurring cost item that determines what you actually pay each year to live at Ocala Preserve.

HOA Fee Structure

Single-family homes: $527.88/mo (lawn included). Villas: $566.99/mo (lawn and exterior). Verify current fee with Shea Homes sales office — active construction communities adjust fees as phases complete.

CDD Bonds

Some parcels in BLCCDD — $800–$1,500/yr additional. Look up specific parcel at marioncountypa.net.

Property Tax

Marion County. File Homestead by March 1. New construction assessed at purchase price.

Homeowners Insurance

New construction with modern standards. Verify impact window and roof spec with builder.

Estimated Annual Carrying Cost Ranges

Ocala Preserve — annual carrying cost by price tier (ex-mortgage)

Entry-level home~$9,800/yr ($280K villa, no CDD)
Mid-range home~$11,200/yr ($350K SF, no CDD)
Upper-tier home~$12,800/yr ($400K SF, CDD parcel)
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All estimates. Verify HOA fee, CDD status, tax rate, and insurance for the specific parcel before purchase. Florida homeowners insurance rates vary significantly by roof age, construction type, and proximity to flood zones.

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Tell us your target price and which neighborhood within Ocala Preserve. We will run the complete all-in annual cost and compare against two or three alternative communities at your price point.

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