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Sunset Beach, NC · Brunswick County · Active Adult · 4 Golf Courses · Beach Access

Ocean Ridge Plantation

Large active adult community in Sunset Beach with four golf courses, Brunswick County’s lowest tax rate, and the closest Brunswick County community to both Myrtle Beach and Sunset Beach island.

~$165/moHOA / Month
$300K–$600KPrice Range
~0.50%Brunswick Co. Tax
OverviewTrue CostWilmington Hub

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Amenities

4 golf courses (resident pricing)
Beach access via Ocean Ridge Beach Club
Clubhouse and fitness center
Tennis and pickleball
Pool complex
Walking trails
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True Monthly Cost

All-in monthly cost — $450K Ocean Ridge Plantation home

HOA fee~$165/mo
Brunswick Co. property tax (~0.50%)~$188/mo
Homeowners insurance (coastal NC)~$200–$420/mo
Utilities~$150–$200/mo
Total monthly carrying cost (excl. mortgage)~$703–$973/mo
Brunswick County Tax + NC 65+ Homestead ExclusionBrunswick County effective rate ~~0.50%. NC residents 65+ meeting income limits can file Form AV-9 to reduce taxable value — saves $300–$800/year. File annually with Brunswick County Tax Administration.
Coastal NC Insurance — budget $200–$420/monthWind/hail coverage in Brunswick and New Hanover counties runs 2–4x inland NC rates. Factor it before comparing Wilmington against Charlotte or Raleigh-Durham communities.

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