HOA fees, property taxes, CDD status, insurance, and lawn — every recurring cost item that determines what you actually pay each year to live at On Top of the World.
HOA varies dramatically by neighborhood within the OTTOW campus. Central Campus (leasehold): $512–$531/mo, includes golf, lawn, and full amenity access. Candler Hills (fee simple): $336.29/mo, lawn included. Indigo East (fee simple): $241.33/mo, no lawn. Weybourne Landing (fee simple): $220.75/mo, no lawn.
No CDD on most Central Campus parcels. Newer Candler Hills construction may carry CDD — verify per parcel.
Marion County. Homestead exemption reduces assessed value by $50K. SOH cap limits increases to 3%/yr. File by March 1 at marioncountypa.net.
Standard homeowners insurance applies. Leasehold properties may require specific endorsements — verify with your insurer.
All estimates. Verify HOA fee, CDD status, tax rate, and insurance for the specific parcel before purchase. Florida homeowners insurance rates vary significantly by roof age, construction type, and proximity to flood zones.
Tell us your target price and which neighborhood within On Top of the World. We will run the complete all-in annual cost and compare against two or three alternative communities at your price point.
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