True Cost · The Orchards of East Cherokee · 2026

The Orchards of East Cherokee — True Annual Cost

HOA · Cherokee County ~0.79% · All-in monthly

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HOA Fee

Orchards of East Cherokee HOA: verify current fee. Comparable Orchards Group condo communities run $300–$400/month with exterior including roof covered. This is the all-in number — no separate roof replacement fund needed from the individual owner.

Cherokee County Property Tax

Property Tax Estimates — Cherokee County (~0.79% effective)

$350K condo, age 65+~$1,900–$2,200/yr
$400K condo, age 65+~$2,200–$2,500/yr
$450K condo, age 65+~$2,500–$2,800/yr
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All-In Monthly

All-In Monthly Estimate

Mortgage (30yr, 6.5%, 20% down, $400K)~$2,022/mo
HOA fee (estimated with full coverage)~$350/mo
Property tax (65+, monthly)~$192/mo
Insurance (interior only)~$75/mo
Total all-in monthly~$2,639/mo

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