Palm Cay · Ocala FL · Marion County

Palm Cay — The Honest 2026 Guide

795 homes, $100K–$200K, built 1985–1992. HOA: $119.60/mo (gated + guarded). No on-site golf.

OverviewTrue CostsOcala Market
795Total Homes
$100K–$200KPrice Range
1985–1992Built
Marion CountyTax District

What You Need to Know

One of the best-valued guard-gated communities in Ocala at $119.60/mo HOA. Fee simple ownership (not leasehold). No golf but gated, guarded, pool. Homes are 33–41 years old — standard age-related due diligence required.

Verify HOA fees, CDD status, and parcel-specific details before making an offerHOA structure varies by section. CDD bonds on newer construction parcels may add $800–$2,000/yr. Request the property tax bill and HOA documents for the specific parcel before going under contract.

HOA — $119.60/mo (gated + guarded)

No on-site golf. HOA fee: $119.60/mo (gated + guarded). Verify current fee and inclusions directly with the Palm Cay HOA before purchase. Some sections have sub-association fees that stack on master HOA costs.

HOA fee information should be verified with the community HOA. Not all fees above confirmed from primary published sources.

Marion County Property Tax

Florida Homestead exemption removes $50,000 from assessed value. Save Our Homes cap limits annual assessment increases to 3%. File by March 1 of your first year as primary resident with the Marion County Property Appraiser. Verify the specific parcel’s current assessed value and applicable millage rates before purchase.

Questions About Palm Cay?

We can verify HOA fees, check CDD status on any parcel, and compare Palm Cay against other communities at your price point.

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