Palm Cay · Ocala FL · Marion County

Palm Cay — The Honest 2026 Guide

795 homes, $100K–$200K, built 1985–1992. HOA: $119.60/mo (gated + guarded). No on-site golf.

795Total Homes
$100K–$200KPrice Range
1985–1992Built
Marion CountyTax District

Have questions about what you're reading? A specialist can walk you through real costs, honest comparisons, and what's actually available right now — free, no obligation.

Talk to a Specialist →

What You Need to Know

One of the best-valued guard-gated communities in Ocala at $119.60/mo HOA. Fee simple ownership (not leasehold). No golf but gated, guarded, pool. Homes are 33–41 years old — standard age-related due diligence required.

Verify HOA fees, CDD status, and parcel-specific details before making an offerHOA structure varies by section. CDD bonds on newer construction parcels may add $800–$2,000/yr. Request the property tax bill and HOA documents for the specific parcel before going under contract.

HOA — $119.60/mo (gated + guarded)

No on-site golf. HOA fee: $119.60/mo (gated + guarded). Verify current fee and inclusions directly with the Palm Cay HOA before purchase. Some sections have sub-association fees that stack on master HOA costs.

HOA fee information should be verified with the community HOA. Not all fees above confirmed from primary published sources.

🎯
Free · No Obligation · Vetted Agents

Ready to move from research to real conversations about this community?

We connect buyers with agents who know this market from the inside — real cost math, honest comparisons, and what's actually happening right now. Every agent is personally vetted by the Nova55Living founder. No scripts, no pressure.

Marion County Property Tax

Florida Homestead exemption removes $50,000 from assessed value. Save Our Homes cap limits annual assessment increases to 3%. File by March 1 of your first year as primary resident with the Marion County Property Appraiser. Verify the specific parcel’s current assessed value and applicable millage rates before purchase.

Questions About Palm Cay?

We can verify HOA fees, check CDD status on any parcel, and compare Palm Cay against other communities at your price point.

Talk to a Specialist
Free Consultation · Vetted Agents · No Obligation

Ready to take the next step on
the right 55+ community?

Connect with a specialist who knows this market from the inside — real cost math, honest community comparisons, and what's actually happening right now. Every agent is personally vetted by the Nova55Living founder.

Connect with a Specialist →
Personally vetted by the Nova55Living founderNo scripts. No pressure.Always free