HOA + Wake County property tax + insurance + utilities. The complete number for your budget.
All-In Monthly Cost
All-in monthly cost — $430K Pines at White Oak home
HOA fee$230/mo
Wake Co. property tax (~0.77%)~$276/mo
Homeowners insurance~$100–$130/mo
Utilities~$180–$230/mo
Total monthly carrying cost (excl. mortgage)~$786–$866/mo
NC 65+ property tax reliefNC residents 65+ who meet income limits can file the AV-9 elderly exclusion with Wake County Tax Administration to reduce taxable assessed value and lower annual tax by $300–$800.
Want a Personal Cost Estimate?
We can run your all-in monthly cost at any Pines at White Oak price point and compare against other Triangle communities.