Plantation at Leesburg · Leesburg FL · True Costs

Plantation at Leesburg — True All-In Annual Cost 2026

HOA fees, property taxes, CDD status, insurance, and lawn — every recurring cost item that determines what you actually pay each year to live at Plantation at Leesburg.

HOA Fee Structure

HOA not confirmed from primary source — verify directly with Plantation at Leesburg HOA. Estimated $130–$170/mo based on comparable Lake County communities. Some sections have sub-association fees.

CDD Bonds

Verify per parcel at lakecofl.gov.

Property Tax

Lake County. Slightly higher effective rate than Marion County (~0.90–1.05%). File by March 1 at lakecofl.gov.

Homeowners Insurance

Homes 17–39 years old. Roof age critical for insurance eligibility. Pre-2000 homes (26+ years): most Florida insurers require recent roof replacement for standard coverage.

Estimated Annual Carrying Cost Ranges

Plantation at Leesburg — annual carrying cost by price tier (ex-mortgage)

Entry-level home~$5,600/yr ($150K, est. HOA)
Mid-range home~$7,000/yr ($230K)
Upper-tier home~$8,500/yr ($290K)
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All estimates. Verify HOA fee, CDD status, tax rate, and insurance for the specific parcel before purchase. Florida homeowners insurance rates vary significantly by roof age, construction type, and proximity to flood zones.

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