All-in monthly cost — $500K Reserve home
HOA fee (est.)~$275/mo
Denver Co. property tax (~0.70%)~$292/mo
Homeowners insurance (CO hail)~$135–$180/mo
Utilities~$165–$210/mo
Total monthly carrying cost (excl. mortgage)~$867–$957/mo
Denver County is the highest tax rate in the metroAt ~0.70%, Denver County produces more property tax per dollar of home value than any other major metro county. On a $500K home vs Douglas County ($290/mo vs $242/mo = $50/month more). The gated community, golf adjacency, and DIA proximity are the value drivers that justify the premium for buyers who use them.