All 14 verified 55+ deed-restricted communities in the Denver metro. Real HOA fees, county-by-county property tax comparison, the Colorado hail insurance reality that most buyers miss, and what the brochures don’t tell you.
Denver is a smaller 55+ market than Phoenix, Las Vegas, or Raleigh-Durham. There are 14 verified deed-restricted active adult communities in the metro — not 50 or 60. The shortage of supply is real, and it has two consequences: lower competition between communities for buyers (fewer alternatives means less pressure on pricing), and a resale market that is consistently tighter than other major retirement markets.
On a \$600K home, the difference between the lowest and highest tax rate in the Denver metro is \$84/month (\$1,008/year). Over 20 years that’s \$20,160. County matters.
We can run your county tax estimate, hail insurance reality check, Colorado income tax analysis, and true all-in monthly cost before you schedule any Denver tours.
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