All-in monthly cost — $700K Regency at Montaine home
HOA fee (est.)~$200/mo
Douglas Co. property tax (~0.58%)~$338/mo
Homeowners insurance (CO hail)~$185–$250/mo
Utilities~$185–$250/mo
Total monthly carrying cost (excl. mortgage)~$908–$1,038/mo
All-in monthly cost — $850K Regency at Montaine home
HOA fee (est.)~$200/mo
Douglas Co. property tax (~0.58%)~$411/mo
Homeowners insurance (CO hail)~$220–$290/mo
Utilities~$200–$270/mo
Total monthly carrying cost (excl. mortgage)~$1,031–$1,171/mo
The HOA value propositionAt ~$200/month, Regency at Montaine has one of the lowest HOAs of any Toll Brothers Regency community nationally — and lower than Anthem Ranch ($240/mo) despite a comparable amenity package. The difference is that Anthem Ranch’s HOA covers more trail maintenance (48 miles vs 13 miles on-site). Douglas County’s ~0.58% tax rate is the lowest major metro county in Colorado, which is a meaningful offset on homes priced above $700K.