HOA fees, property taxes, CDD status, insurance, and lawn — every recurring cost item that determines what you actually pay each year to live at Spruce Creek Country Club.
$184/mo. Lawn care NOT included. Golf and all amenity access included. One of the most straightforward HOA structures in the market — single fee, well-documented inclusions.
No CDD (most parcels). Built 1996–2007, pre-CDD financing for most sections. Verify for any newer additions.
Marion County. Standard Homestead/SOH applies.
Homes 17–29 years old. Roof age is the primary insurance consideration. Verify roof age and condition before purchase.
All estimates. Verify HOA fee, CDD status, tax rate, and insurance for the specific parcel before purchase. Florida homeowners insurance rates vary significantly by roof age, construction type, and proximity to flood zones.
Tell us your target price and which neighborhood within Spruce Creek Country Club. We will run the complete all-in annual cost and compare against two or three alternative communities at your price point.
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