400 homes, $100K–$300K, built 1987–1998. HOA: $111/mo. No on-site golf.
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Talk to a Specialist →One of the Spruce Creek cluster communities in SW Ocala. $111/mo HOA — low, no golf, no guard gate. 5.0/5 resident rating despite minimal amenities. Another example of community culture driving satisfaction independent of facility scale.
No on-site golf. HOA fee: $111/mo. Verify current fee and inclusions directly with the Spruce Creek North HOA before purchase. Some sections have sub-association fees that stack on master HOA costs.
HOA fee information should be verified with the community HOA. Not all fees above confirmed from primary published sources.
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Florida Homestead exemption removes $50,000 from assessed value. Save Our Homes cap limits annual assessment increases to 3%. File by March 1 of your first year as primary resident with the Marion County Property Appraiser. Verify the specific parcel’s current assessed value and applicable millage rates before purchase.
We can verify HOA fees, check CDD status on any parcel, and compare Spruce Creek North against other communities at your price point.
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