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Clayton, NC · Johnston County · 55+

Stephens Plantation

55+ community in Clayton with the lowest tax rate in the Triangle area at ~0.75% Johnston County rate — affordable entry point in the east Triangle.

~100Homes
$195/moHOA / Month
$330K–$500KPrice Range
~0.75%Johnston Co. Tax Rate
OverviewTrue CostTriangle Hub

Amenities

Clubhouse
Pool
Fitness center
Walking trails
Community events
Lawn care (HOA included)

What Buyers Need to Know

The honest pictureJohnston County's ~0.75% tax rate is the lowest in the Triangle. On a $400K home that's ~$250/month vs ~$289/month in Wake County — a $39/month gap ($468/year). Stephens Plantation is the most affordable large 55+ community in the east Triangle corridor.

True Monthly Cost

All-in monthly cost — $400K Stephens Plantation home

HOA fee$195/mo
Johnston Co. property tax (~0.75%)~$250/mo
Homeowners insurance~$100–$130/mo
Utilities~$180–$230/mo
Total monthly carrying cost (excl. mortgage)~$725–$805/mo

Questions About Stephens Plantation?

We can run your Johnston County tax estimate and compare against other Triangle communities.

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