Stonecrest · Summerfield FL · True Costs

Stonecrest — True All-In Annual Cost 2026

HOA fees, property taxes, CDD status, insurance, and lawn — every recurring cost item that determines what you actually pay each year to live at Stonecrest.

HOA Fee Structure

$145–$274/mo depending on section. Most sections do NOT include lawn care — add ~$1,200–$1,500/yr. Section HOA must be verified before offer.

CDD Bonds

No CDD on most parcels. Verify for specific parcel.

Property Tax

Marion County. Standard Homestead/SOH.

Homeowners Insurance

Wide range — 1990 homes have very different insurance profiles than 2022 homes. Roof age is critical. Florida insurers require roofs under 15 years for standard coverage on many policies.

Estimated Annual Carrying Cost Ranges

Stonecrest — annual carrying cost by price tier (ex-mortgage)

Entry-level home~$6,700/yr ($200K, low HOA section)
Mid-range home~$8,200/yr ($280K, mid HOA section)
Upper-tier home~$10,100/yr ($380K, high HOA section)
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All estimates. Verify HOA fee, CDD status, tax rate, and insurance for the specific parcel before purchase. Florida homeowners insurance rates vary significantly by roof age, construction type, and proximity to flood zones.

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Tell us your target price and which neighborhood within Stonecrest. We will run the complete all-in annual cost and compare against two or three alternative communities at your price point.

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