Sun City Peachtree · Spalding County · True Costs

Sun City Peachtree — True All-In Annual Cost 2026

HOA $257/mo · Spalding County · Complete carrying cost breakdown including property tax, insurance, and all recurring fees.

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HOA Fee

$257/mo confirmed from 2026 CCRs. Lawn NOT included. Golf extra. $1,275 initiation fee at closing.

Spalding County Property Tax

Spalding County 35.383 total mills (2025). ~1.42% effective — highest of any Atlanta 55+ community county. File homestead by April 1.

Average annual tax: ~$3,935/yr (avg reported). New construction buyers assessed at purchase price initially.

All-In Annual Cost Estimates

Sun City Peachtree — annual carrying cost (ex-mortgage)

Entry-level~$10,924/yr ($310K)
Mid-range~$11,119/yr ($425K)
Upper tier~$13,400/yr ($500K with golf)
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All estimates. Verify HOA, parcel tax, and insurance before purchase. Georgia homestead exemption must be filed by April 1.

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