86,000+ sq ft of indoor amenities, 3 golf courses, 5 pools, a 60,000 sq ft activity center — what the $100/month HOA actually delivers and what costs extra
Sun City Texas has one of the highest amenity-to-HOA ratios of any 55+ community in the country. At approximately $100/month, residents access over 86,000 square feet of indoor amenity space across multiple recreation centers, five outdoor pools, an indoor lap pool, three golf courses, a full sports complex, and over 150 chartered clubs. The low HOA is made possible by the community's scale — 9,500 homes spread the cost across a large base.
The key caveat: golf is not included. The courses are available to residents at preferred rates through optional annual plans, but the HOA does not cover any golf.
The primary social hub — 60,000+ sq ft with grand ballroom, performing arts theater, arts and crafts studios (pottery, painting, stained glass, woodworking, jewelry), computer lab, billiards hall, and library.
Multiple fully equipped fitness centers across the community. Cardio, strength, and free weights. Group fitness classes — yoga, Pilates, aerobics, water aerobics — included in HOA.
Five outdoor pools plus one indoor lap pool. Resort-style outdoor pools with lounge areas. Indoor pool open year-round for lap swimming and aqua fitness regardless of weather.
Second major activity center with fitness facilities, multipurpose rooms, and additional gathering spaces. Serves residents in the eastern sections of the community.
Third activity center serving the Summit neighborhoods. Full fitness and activity programming.
Tennis courts, pickleball courts, bocce, shuffleboard, horseshoes, softball diamond, basketball. One of the most complete sports complexes in any TX 55+ community.
Sun City Texas has three golf courses designed by Billy Casper Golf, each with its own character. All are public courses — outside play is permitted at higher green fees, while residents access preferred rates through annual membership plans.
| Course | Type | Character |
|---|---|---|
| Legacy Hills Golf Club | 18-hole championship | Rolling Hill Country terrain, signature course for the community. Moderate difficulty, excellent views. |
| White Wing Golf Club | 18-hole championship | More open layout with water features. Wind plays a factor. Generally considered more challenging than Legacy Hills. |
| Cowan Creek Golf Club | 18-hole championship | Newest of the three. Most technically demanding layout. Rated highly by residents who play all three. |
Annual golf memberships range from approximately $1,500/year for a single limited-access plan to $4,500/year for an unrestricted couple plan. Per-round walk-on rates for residents without a plan run approximately $40–$70 depending on course and time.
Sun City Texas has over 150 chartered clubs — one of the most extensive club ecosystems in any 55+ community in the country. The range covers everything from investment clubs and photography groups to woodworking guilds, drama troupes, hiking, cycling, and every card game imaginable. For buyers who want social infrastructure built in on day one, the depth of programming is genuine.
New residents who engage early — joining two or three clubs in the first month — universally describe the social transition as faster and easier than they expected. The community's size means there are always new people arriving; you are never the only newcomer.
| Amenity / Service | Included? | Notes |
|---|---|---|
| All activity centers and common spaces | ✓ Yes | |
| Fitness centers and group classes | ✓ Yes | Personal training extra |
| All pools (indoor and outdoor) | ✓ Yes | |
| Tennis, pickleball, bocce, sports courts | ✓ Yes | Lessons may be extra |
| 150+ chartered clubs | ✓ Yes | Some event fees may apply |
| Common area landscaping and maintenance | ✓ Yes | |
| Golf — any course, any round | ✗ Not included | Separate annual plan or per-round fees |
| Individual lot lawn care | ✗ Not included | Exception: 7 Garden Home neighborhoods add ~$1,700/yr |
| Performing arts / theater tickets | ✗ Per event | Resident discount applies |
We can help you understand what the $100/month HOA actually covers and what your true all-in cost looks like.
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