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Sundance Meadows — True Monthly Cost

HOA + Canyon County tax after Idaho homestead exemption + utilities.

All-in monthly cost — $400K Sundance Meadows home

HOA fee~$145/mo
Canyon Co. tax (after homestead, ~0.68%)~$187/mo
Homeowners insurance~$110–$155/mo
Utilities (Idaho Power)~$145–$195/mo
Total monthly carrying cost (excl. mortgage)~$587–$682/mo
Idaho Homestead Exemption — Apply After ClosingIdaho’s homestead exemption reduces taxable value by 50%, capped at $125,000. On a $500K home in Canyon County, this saves ~$850–$950/year. File with the Canyon County Assessor — renews automatically.
Idaho $95,870 Retirement DeductionMarried filers 65+ can deduct up to $95,870 in qualified retirement income. Social Security is fully exempt. Most retired couples pay zero Idaho income tax.

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