Home › Raleigh-Durham › Sunset Bluffs › True Cost

Sunset Bluffs — True Monthly Cost

HOA + Wake County property tax + insurance + utilities. Real numbers for your budget.

All-In Monthly Cost

All-in monthly cost — $460K Sunset Bluffs home

HOA fee$225/mo
Wake Co. property tax (~0.77%)~$295/mo
Homeowners insurance~$100–$130/mo
Utilities~$180–$230/mo
Total monthly carrying cost (excl. mortgage)~$800–$880/mo
Wake County property tax contextSunset Bluffs is a value-tier Holly Springs option. The $225/month HOA is $50–$200/month lower than other Holly Springs 55+ communities. For buyers who want the Holly Springs location without the Regency at Holly Springs price point, Sunset Bluffs is the main alternative.

NC residents 65+ who meet income limits can file the AV-9 elderly exclusion with Wake County Tax Administration to reduce their taxable assessed value and lower annual property tax by $300–$800.

Want a Personal Cost Estimate?

We can run your all-in monthly cost and compare Sunset Bluffs against any Triangle alternative.

Get My Cost Estimate