Terra Vista · Hernando FL · Citrus County

Terra Vista —
The Honest 2026 Guide

The upscale anchor of the Citrus Hills area. Golf, tennis, and lake views at a price point that attracts a different buyer than the SW 80th Street corridor. Age-targeted — not age-restricted — which matters for resale.

1,500Total Homes
$300K–$900K+Price Range
1996–2018Built
Citrus CountyTax District

What You Need to Know Before You Tour

Terra Vista is age-targeted rather than 55+ age-restricted. This means younger buyers can purchase, which expands the resale pool but also means the community does not have the same demographic consistency as a 55+ restricted community. Understand the distinction before buying.

Always verify HOA fees and CDD status for the specific parcelHOA structure, sub-association fees, and CDD bond obligations vary by section. Request the current HOA documents and property tax bill for the specific home before making an offer.

Citrus County Property Tax

Citrus County has its own millage rate structure — different from Marion County. Look up the specific parcel on the Citrus County Property Appraiser site (citruspa.org) to verify assessed value and applicable millage rates. The Florida Homestead exemption removes $50,000 from assessed value and the Save Our Homes cap limits annual increases to 3%. File by March 1 of your first year as primary resident.

HOA Structure

HOA fee structure at Terra Vista varies by neighborhood within the larger Citrus Hills master plan. The premium amenity package — golf, tennis, pools, spa — is reflected in higher HOA fees than comparable Marion County communities. Verify the specific sub-association fee for the parcel you are considering.

True All-In Annual Cost — Estimate

Terra Vista — carrying cost estimate

Citrus County property tax (w/ Homestead, $450K est.)~$3,200/yr (est.)
HOA (verify per neighborhood — est. $300–$450/mo)$3,600–$5,400/yr
Lawn maintenance if not included (est.)~$1,200–$1,500/yr
Homeowners insurance (est.)~$3,200/yr
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All figures are estimates. Verify HOA fee, tax rate, CDD status, and insurance for the specific parcel before purchase.

Questions About Terra Vista?

We can verify HOA fees, check CDD status, and run the full cost stack at your price point.

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