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Leland/Rocky Point, NC · Brunswick County · Active Adult · Riverfront

The Bluffs on the Cape Fear

Riverfront active adult community on the Cape Fear River with private beach, kayak launch, and Brunswick County’s lower tax rate. Scenic natural setting between Wilmington and Burgaw.

~$155/moHOA / Month
$350K–$650KPrice Range
~0.50%Brunswick Co. Tax
OverviewTrue CostWilmington Hub

Amenities

Private beach on Cape Fear River
Kayak and canoe launch
Clubhouse with pool
Tennis and pickleball
Walking trails along river
Lawn care included

True Monthly Cost

All-in monthly cost — $525K The Bluffs on the Cape Fear home

HOA fee~$155/mo
Brunswick Co. property tax (~0.50%)~$219/mo
Homeowners insurance (coastal NC)~$200–$420/mo
Utilities~$150–$200/mo
Total monthly carrying cost (excl. mortgage)~$724–$994/mo
Brunswick County Tax + NC 65+ Homestead ExclusionBrunswick County effective rate ~~0.50%. NC residents 65+ meeting income limits can file Form AV-9 to reduce taxable value — saves $300–$800/year. File annually with Brunswick County Tax Administration.
Coastal NC Insurance — budget $200–$420/monthWind/hail coverage in Brunswick and New Hanover counties runs 2–4x inland NC rates. Factor it before comparing Wilmington against Charlotte or Raleigh-Durham communities.

Questions About The Bluffs on the Cape Fear?

We can run your Brunswick County tax estimate and coastal insurance reality check.

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