HOA + Durham County property tax + insurance + utilities. The complete number for your budget.
All-In Monthly Cost
All-in monthly cost — $440K The Gardens at Haymarket home
HOA fee$270/mo
Durham Co. property tax (~0.87%)~$319/mo
Homeowners insurance~$100–$130/mo
Utilities~$180–$230/mo
Total monthly carrying cost (excl. mortgage)~$869–$949/mo
NC 65+ property tax reliefNC residents 65+ who meet income limits can file the AV-9 elderly exclusion with Durham County Tax Administration to reduce taxable assessed value and lower annual tax by $300–$800.
Want a Personal Cost Estimate?
We can run your all-in monthly cost at any The Gardens at Haymarket price point and compare against other Triangle communities.