Florida · Comparison Guide

The Villages vs Latitude Margaritaville — True Annual Cost

HOA · Various FL Counties property tax · All-in monthly estimate

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County Property Tax

Various FL Counties effective rate approximately Varies of market value. On a $350,000 home that is roughly varies. On a $450,000 home roughly varies.

Verify current tax rates and senior exemptions with your local county assessor.

HOA Fee

The Villages vs Latitude Margaritaville HOA runs Varies by community. This The Villages: ~$195/mo lifestyle fee + bond. Latitude: ~$285-310/mo.

Always verify before closingHOA fees can change with annual budget approval. Request the current fee schedule, the most recent reserve study, and 12 months of board meeting minutes before you commit.

All-In Annual Cost Estimate

True Cost Model — $400,000 Home

Property Tax (Varies)~$36/yr
HOA FeesVaries by community × 12
Homeowners Insurance~$1,200–$2,400/yr
Maintenance Reserve~$1,500–$2,500/yr
Total Annual EstimateVerify with current HOA fee

These are planning estimates. Get the current HOA fee in writing, confirm whether a capital contribution or initiation fee applies at purchase, and verify the county tax rate for the specific parcel.

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Key Facts

Comparison page — covers both communities. The Villages: Sumter/Marion/Lake counties. Latitude HH: Jasper County SC.

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