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Wilmington, NC · New Hanover County · 55+ · Age-Restricted · Gated

The Village at Mott's Landing

True 55+ age-restricted gated community in Wilmington — one of the few deed-restricted active adult communities in New Hanover County. Pool, fitness, and the Wilmington city address with NHRMC hospital proximity.

~500Homes
~$220/moHOA / Month
$350K–$575KPrice Range
~0.60%New Hanover Co. Tax
OverviewAmenitiesTrue CostWilmington Hub

Overview

The Village at Mott's Landing is one of the few true 55+ deed-restricted communities in New Hanover County — a distinction that matters for buyers who specifically want the age-restriction and its associated community culture. The gated entry, active social calendar, and Wilmington city address are the primary draws.

New Hanover County’s ~0.60% tax rate is higher than Brunswick County alternatives, but buyers get genuine Wilmington proximity: NHRMC (Novant Health New Hanover Regional), Wrightsville Beach at 20 minutes, and downtown Wilmington’s restaurants and riverfront at 15 minutes.

New Hanover County Property Tax — NC 65+ Homestead ExclusionNew Hanover County effective tax rate is approximately ~0.60%. NC residents 65+ with income under the threshold can file Form AV-9 with New Hanover County Tax Administration to reduce taxable assessed value. The exclusion saves $300–$800/year for qualifying buyers. File annually — it does not renew automatically.
NC Coastal Insurance — the cost that shocks buyers from inland marketsHomeowners insurance in coastal Brunswick and New Hanover counties runs $2,400–$5,000+/year depending on distance from the water, home value, and wind/hail coverage. This is 2–4x higher than NC inland markets like Charlotte or Raleigh-Durham. Factor it as $200–$420/month when calculating all-in carrying cost. Buyers from Florida will recognize this pattern; buyers from the Midwest or Northeast often don’t.

Amenities

Gated entry
Clubhouse with pool and fitness center
Tennis courts
Walking trails
Community gathering spaces
Active social calendar
Lawn care included in HOA

True Monthly Cost

All-in monthly cost — $450K The Village at Mott's Landing home

HOA fee~$220/mo
New Hanover Co. property tax (~0.60%)~$225/mo
Homeowners insurance (coastal NC)~$200–$420/mo
Utilities (NC — mild winters)~$150–$200/mo
Total monthly carrying cost (excl. mortgage)~$795–$1065/mo

Right For / Not Right For

Good fit if you:

  • Specifically want deed-restricted 55+ community in New Hanover County
  • Want Wilmington city address and NHRMC hospital access
  • Want established age-restricted social community

Not right if you:

  • Want Brunswick County’s lower tax rate
  • Want Del Webb scale and amenity package
  • Want golf or waterfront setting

Questions About The Village at Mott's Landing?

We can run your New Hanover County tax estimate and coastal insurance reality check before you tour.

Talk to a Specialist