Home › Portland & Salem › King City vs. Summerfield
Two of the largest 55+ communities in Washington County, minutes apart near Tigard. Both dodge the Multnomah income tax; both layer fees by home type. The real difference is character — a self-governed golf-cart city versus a clubhouse-centered community on 203 acres.
| Factor | King City | Summerfield |
|---|---|---|
| Setting | Entire incorporated 55+ city | 203-acre community in Tigard |
| County | Washington | Washington |
| Owned homes | ~1,287 (detached/TH/condo) | 1,231 (condo/TH/SFH) |
| Typical price | $300Ks–$500Ks (median high-$400Ks) | $100Ks (condo) – $500Ks (SFH) |
| Main fee | KCCA annual assessment + transfer fee | ~$700 per person/yr + New Buyers Fee |
| Sub-association dues | By home type | 8 sub-associations, by home type |
| Signature feature | Street-legal golf carts, 40+ clubs, riverfront park | 24,000 sq ft clubhouse, 9-hole public golf |
| Gated | No | No |
The fee structures are more alike than different. Both communities layer a community-wide assessment under home-type sub-association dues, so in both cases the wrong question is “what’s the HOA?” and the right one is “what’s the total for this specific home?” Where they diverge is feel: King City is a true self-governed small town with golf carts on public streets; Summerfield is a more conventional, amenity-dense community with a standout clubhouse. Pick on character, then verify the specific home’s fees.
King City’s defining feature is autonomy — it’s its own municipality where residents drive golf carts to the store, the 40-plus clubs are resident-run, and the 17-acre riverfront park with a Tualatin River kayak dock anchors outdoor life. Summerfield’s defining feature is its clubhouse — 24,000 square feet of ballroom, indoor pool, fitness, arts studio, and courts, with programming to match. One is a town; the other is a campus.
Because both sit in Washington County with similar effective tax rates and similar layered-fee structures, the all-in cost for an equivalent home is close. A detached home at either runs lighter on dues; a condo runs heavier. The Summerfield wrinkle is the per-person assessment, which nudges a couple’s cost up relative to a flat-fee structure. Run your specific home types against each other on the King City cost page and the Summerfield cost page.
We’ll tour both with your home type in mind and stack the real fees so the cost comparison is apples to apples.
Compare King City & Summerfield