Parkland Preserve's HOA of $230 per quarter looks modest. Add the CDD — which ranges from $2,390 to $3,924 per year depending on your specific lot — and the combined annual carrying cost before property tax runs $3,314 to $4,848. This page breaks down exactly where those numbers come from, what determines where your lot lands in that CDD range, and what the 10-year ownership cost looks like at the low and high end.
| Cost Item | Amount | Frequency | Annual Total |
|---|---|---|---|
| HOA fee | $230 | Quarterly | $920/year |
| CDD assessment (low) | — | Annual (on tax bill) | $2,390/year |
| CDD assessment (high) | — | Annual (on tax bill) | $3,924/year |
| HOA + CDD (low end) | — | — | $3,310/year ($276/mo) |
| HOA + CDD (high end) | — | — | $4,844/year ($404/mo) |
St. Johns County 2025 millage: 13.47 mills. The CDD does not replace property tax — it is an additional line item on the same bill.
| Home Price | Taxable Value (after $50K exemption) | Annual Tax (year 1) | Monthly |
|---|---|---|---|
| $374,900 (entry) | $324,900 | ~$4,376 | ~$365 |
| $425,000 (mid-market) | $375,000 | ~$5,051 | ~$421 |
| $470,000 (resale high) | $420,000 | ~$5,657 | ~$471 |
The following projections assume a $425,000 purchase price, homestead exemption applied from year 1, 3% annual Save Our Homes cap limiting property tax growth after year 1, no HOA or CDD increases (verify — both can change), and insurance not included. Run two scenarios: CDD at $2,390 and CDD at $3,924.
| Year | Property Tax | HOA | CDD (low $2,390) | CDD (high $3,924) | Total (low) | Total (high) |
|---|---|---|---|---|---|---|
| 1 | $5,051 | $920 | $2,390 | $3,924 | $8,361 | $9,895 |
| 2 | $4,900 | $920 | $2,390 | $3,924 | $8,210 | $9,744 |
| 3 | $4,753 | $920 | $2,390 | $3,924 | $8,063 | $9,597 |
| 4 | $4,611 | $920 | $2,390 | $3,924 | $7,921 | $9,455 |
| 5 | $4,473 | $920 | $2,390 | $3,924 | $7,783 | $9,317 |
| 6 | $4,339 | $920 | $2,390 | $3,924 | $7,649 | $9,183 |
| 7 | $4,209 | $920 | $2,390 | $3,924 | $7,519 | $9,053 |
| 8 | $4,083 | $920 | $2,390 | $3,924 | $7,393 | $8,927 |
| 9 | $3,961 | $920 | $2,390 | $3,924 | $7,271 | $8,805 |
| 10 | $3,842 | $920 | $2,390 | $3,924 | $7,152 | $8,686 |
| 10-Year Total | $44,222 | $9,200 | $23,900 | $39,240 | $77,322 | $92,562 |
The $15,240 gap between the low and high CDD scenario over 10 years is the number that makes verifying your specific parcel's CDD worth the effort before you make an offer.
At Reverie at Silverleaf — no CDD, HOA $198–218/month — the 10-year HOA cost on a comparable home runs approximately $23,760–$26,160. Compare that to Parkland Preserve's HOA plus CDD total of $33,100–$48,440 over the same period. The gap is $9,000–$25,000 over 10 years, offset by any purchase price difference between the two communities. Full CDD vs no-CDD comparison →
Before making an offer at Parkland Preserve, get the confirmed CDD amount for your specific lot. The difference between $2,390 and $3,924 annually is $15,240 over 10 years.
Connect with a Local Agent →HOA confirmed at $230/quarter. CDD range $2,390–$3,924 sourced from county parcel records and agent disclosures; verify your specific lot at sjcpa.us. Property tax uses 2025 St. Johns County millage of 13.47 mills. 10-year projections are estimates. This page is for research purposes only.