55+ Age-Restricted · 2,600+ Homes · Resale Only · HOA $172/mo
SunRiver St. George is the largest 55+ community in Utah and the dominant name in the Southern Utah retirement market. Established in 1998 and fully built out by 2019, the community covers 600+ acres and includes over 2,600 single-family homes. It's resale-only — no new construction is available within SunRiver proper.
The community centers on an 18-hole championship golf course and a 35,000 sq ft clubhouse with indoor and outdoor pools, a fitness center, 14 pickleball courts, 3 tennis courts, and dedicated spaces for 80+ resident clubs. Washington County's 300+ sunny days per year means outdoor amenities get used year-round.
The HOA covers front yard maintenance, common area upkeep, all amenity access, and community programming. Rear yard maintenance is optional at an additional $54/month. Reflections, a gated subsection within SunRiver, adds $70/month for private gate access and additional perimeter amenities — total $242/month.
SunRiver's median sale price peaked at $534,208 in December 2025 and has since declined to approximately $409,800 as of May 2026 — a 23% correction in six months. Transaction volume remains strong (225+ sales in the past year, sale-to-list ratio 97.5–99.8%), meaning the market is liquid but repricing. Buyers entering now are not buying at the peak. That matters for purchase decisions and 10-year equity projections.
What you actually pay each month, including taxes — at three common SunRiver price points.
| Cost Component | $400K Home | $500K Home | $650K Home |
|---|---|---|---|
| HOA (standard) | $172 | $172 | $172 |
| Property tax / mo* | $123 | $154 | $200 |
| Est. homeowners insurance | $100 | $120 | $145 |
| Golf membership (optional) | $0–$150 | $0–$150 | $0–$150 |
| Total (no golf) | ~$395/mo | ~$446/mo | ~$517/mo |
*Property tax calculated at 0.37% effective rate on 55% of market value (Washington County residential exemption applies). Verify with Washington County Assessor. Insurance estimates only — get your own quotes.
A SunRiver buyer at $500K pays roughly $446/month in total housing cost (HOA + tax + insurance, no golf). A comparable active-adult community buyer in Florida with a CDD district might pay $700–$900/month for equivalent square footage. The Utah property tax advantage is real and compounding over 10 years.
Our St. George partner agent knows SunRiver well — current inventory, which sections are priced best, and what the HOA financials actually look like. No pressure, just answers.
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