Del Webb Sunbridge is one of the most actively selling 55+ communities in Florida. The Hammock Club is genuinely impressive. The all-in monthly cost — once CDD is included — is consistently higher than the $290 HOA suggests. Here is the full accounting at four price points.
Del Webb Sunbridge’s ~$290/month HOA funds the Hammock Club operations — the 27,000 sq ft amenity center with resort pool, fitness center, pickleball courts, tennis, bocce, and the full social programming calendar — plus common area maintenance across the community. This is a competitive HOA for the amenity square footage it funds. Del Webb has invested heavily here as the brand’s showcase St. Cloud community.
What the $290 does not include: lawn care and irrigation (owner responsibility — add $100–$150/month), cable and internet (owner), home exterior maintenance (owner). The $290 is for shared community infrastructure only. Buyers budgeting $290 as their full monthly community cost are underestimating by $100–$150/month before the CDD is added.
Lawn care changes the comparison math. Sunbridge at $290 + $130 lawn = $420/month effective for community services. VillageWalk Lake Nona at $480 includes lawn. Kings Ridge at $310 does not include lawn — $310 + $130 = $440/month effective. Once lawn is normalized, Sunbridge, Kings Ridge, and VillageWalk are within $20–$60/month of each other on service-equivalent monthly cost — before CDD is applied. The raw HOA comparison overstates Sunbridge’s cost advantage against communities with higher sticker HOAs that include more services.
Del Webb Sunbridge carries one of the most active CDDs in the Orlando metro — new construction in Osceola County with bonds recently issued. Typical annual CDD ranges from $1,400–$2,400/year depending on phase, lot position, and infrastructure allocation. The only definitive source is the prior-year tax bill for the specific parcel.
| CDD Scenario | Annual Cost | Monthly Add | 20-Year Total |
|---|---|---|---|
| Low end | $1,400/yr | +$117/mo | $28,000 |
| Mid estimate | $1,920/yr | +$160/mo | $38,400 |
| High end | $2,400/yr | +$200/mo | $48,000 |
The comparison that changes most buyers’ math. Del Webb Sunbridge: $290 HOA + $160 CDD = $450/month base community cost. Kings Ridge: $310 HOA, $0 CDD = $310/month, with two golf courses included. For non-golfers: Kings Ridge is $140/month less expensive in pure HOA+CDD terms. For golfers who play twice a week: Kings Ridge is $140/month less expensive AND includes golf that would cost $150–$250/month elsewhere. This comparison is almost never shown to buyers choosing between these communities. It does not make Sunbridge wrong — the new construction, Osceola County location, and Lake Toho proximity are real — but the financial picture looks completely different when CDD is included.
| Home Price | HOA | CDD (mid) | Tax/mo* | Ins/mo | Total/mo |
|---|---|---|---|---|---|
| $375K | $290 | $160 | $271 | $208 | $929 |
| $480K | $290 | $160 | $347 | $242 | $1,039 |
| $575K | $290 | $160 | $416 | $275 | $1,141 |
| $700K | $290 | $160 | $506 | $325 | $1,281 |
*Osceola County 0.93% effective rate after $50K homestead exemption. CDD is mid estimate — verify actual on specific parcel. Does not include lawn care (~$100–150/mo), mortgage, or utilities.
Del Webb Sunbridge at $929–$1,281/month all-in (mid CDD, four price points) is priced at the upper tier of the Orlando 55+ market. For buyers who specifically want Del Webb new construction in St. Cloud — with Lake Toho proximity, the Osceola County eastern growth corridor, and the Hammock Club as an established resort center — the community delivers what it promises at that price.
For buyers who are comparing Sunbridge primarily on HOA ($290) and being surprised by the total monthly cost when CDD is added, the community becomes harder to justify against Clermont alternatives that carry no CDD, lower county taxes, and comparable or lower HOAs. The honest question every Sunbridge buyer should ask: does the specific St. Cloud location, Del Webb brand, and new construction opportunity justify $200–$400/month more per month than established Lake County communities at comparable prices? For some buyers the answer is clearly yes. For others, running the full math changes the decision.
We'll verify the CDD on specific parcels, build your true all-in monthly including lawn, and compare Sunbridge against Lake County alternatives at your price point before you tour.