Four Seasons at Parkland: Where Your Money Actually Goes

The anatomy of an annual carry at $900,000

Most buyers researching HOA-covered 55+ communities instinctively focus on the monthly HOA number first. At Four Seasons at Parkland, that instinct leads you to the wrong headline. Here's what a $900K home actually costs annually, and which piece is doing the heavy lifting:

Property tax alone — roughly $16,864/year on a $900K home — exceeds the total annual carry of a typical Century Village condo elsewhere in Broward, including that community's HOA, tax, and insurance combined. The HOA here, at $3,960–$4,800/year depending on home value, is genuinely the smallest of the three major cost lines. Buyers who shop this community by HOA number alone are looking at the wrong figure entirely.

Why the HOA is so low relative to the price point

The math makes sense once you understand what the HOA does and doesn't cover. It funds community grounds, the clubhouse, common-area amenities, and gate security — not building insurance, structural reserves, or shared maintenance, because these are single-family homes on individually owned lots, not condo units in a shared building. That's also why Four Seasons at Parkland carries zero SB 4-D exposure and no building-level board making insurance or reserve decisions on your behalf — you control your own policy, your own carrier, and your own deductible. Adding hurricane shutters or impact glass (already present on many homes here) reduces your premium directly, a lever condo owners in Broward's SB 4-D-affected buildings don't have in the same way.

Who this actually serves

This is not a community for the buyer comparison-shopping $200K Broward condos — the purchase price alone is 4 to 10 times the median Century Village unit. It serves a specific buyer: someone downsizing from a $1.5M–$3M family home in Parkland, Weston, or Coral Springs who wants to maintain a luxury living standard within a 55+, gated, amenity-supported setting, without any of the condo-specific insurance and reserve risk currently affecting much of Broward's high-rise 55+ stock. For that buyer, the real question was never the HOA — it's whether the $27K–$39K annual carry fits comfortably into a downsizing plan that's still fundamentally about lifestyle, not cost minimization.