A Different World — The Luxury 55+ Experience
Four Seasons at Parkland is the only gated, luxury, single-family 55+ community in Broward County. Built by K. Hovnanian, it offers 538 homes on individual lots with 2–4 bedrooms, 2-car garages, and the finishes and floor plans that you'd expect in a $1M+ new-construction development: granite countertops, tile roofs, impact windows, open-concept great rooms, covered lanais, and in many cases, private pool-ready yards.
The community is gated with 24-hour security — a level of access control that Mainlands of Tamarac (which is not gated) and most other single-family 55+ communities in Broward cannot offer. The HOA covers community grounds, the clubhouse, common-area amenities, and gate security. At $300–$400/month, the HOA is lower than every condo community on this site except Mainlands — because it covers only community amenities, not building insurance, structural reserves, or shared maintenance.
Parkland as a city is one of the most desirable residential addresses in Broward County — consistently ranked for its schools (irrelevant for 55+ buyers, but it drives property values), low density, tree canopy, and suburban character. Four Seasons is surrounded by family neighborhoods, which is either a pro (grandchildren nearby, safe streets, well-maintained surroundings) or a neutral (no age-restricted neighbors walking distance away), depending on your perspective.
The Cost Reality at the Premium End
| Cost Component | $900K Home | $1.1M Home | $1.3M Home |
|---|---|---|---|
| Monthly HOA | $330 | $360 | $400 |
| Annual HOA | $3,960 | $4,320 | $4,800 |
| Property Tax (homesteaded) | $16,864 | $20,832 | $24,800 |
| Homeowner's Insurance | $6,500 | $7,800 | $9,200 |
| Total Annual Carry | $27,324 | $32,952 | $38,800 |
Property tax is the dominant cost at this price point — not HOA. At $900K with homestead, you're paying approximately $16,864/year in property tax alone. That's more than the total annual carry of a Century Village condo including HOA, tax, and insurance combined. The HOA ($3,960–$4,800) is almost a rounding error by comparison.
Insurance is also substantial — a $900K single-family home in western Broward costs approximately $6,500/year to insure. But you control that policy. You choose the carrier, the coverage, and the deductible. If you add hurricane shutters or impact glass (which many Four Seasons homes already have), you reduce the premium. There is no building-level board making insurance decisions for you.
Who Four Seasons at Parkland Is For
This community serves a specific buyer: a couple or individual downsizing from a larger home in the $1.5M–$3M range who wants to maintain a luxury living standard in a 55+ setting. The typical Four Seasons buyer is selling a 4,000+ sq ft family home in Parkland, Weston, or Coral Springs and moving into a 2,000–3,000 sq ft single-family home with no lawn to mow, no pool to maintain (if they choose a home without one), and a social calendar built into the community.
It is not for the buyer comparing $200K condos across Broward. The purchase price is 4–10x the median Century Village condo. But for the buyer who has the means, Four Seasons offers something no condo community in Broward can: luxury single-family living with zero exposure to the insurance crisis, zero SB 4-D risk, and complete ownership control — in a gated, age-restricted setting with amenities.
What Works
- Single-family homes on owned lots — complete ownership control
- K. Hovnanian construction with premium finishes
- Gated with 24-hour security
- Zero SB 4-D exposure — no condo buildings, no structural reserve crisis
- HOA covers only community amenities ($300–$400/month)
- Parkland address — one of Broward's most desirable cities
- 2-car garages, impact windows, modern construction
- Strong resale value — luxury single-family appreciates
What You Need to Know
- $850K–$1.4M purchase price — 4–10x the median Broward 55+ community
- Property tax is the dominant cost — $16K–$25K/year
- Insurance $6,500–$9,200/year for a home at this value
- Total annual carry $27K–$39K — not for budget-conscious buyers
- 538 homes — smaller community with fewer organized activities than mega-communities
- No on-site golf — nearest courses are off-site clubs
- Western Broward location — 30+ minutes to the beach
- Surrounded by family neighborhoods, not 55+ peers
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