Lennar vs Minto vs Del Webb — the new-construction comparison that matters in 2026
Buyers shopping new construction in the Hilton Head market in 2026 have three live options: Four Seasons HH Lakes (Lennar), Latitude Margaritaville (Minto), and limited phases at Sun City North (Del Webb). Here is the honest comparison:
| Category | FS HH Lakes | Latitude Margaritaville | Sun City HH (new phases) | FS Carolina Oaks |
|---|---|---|---|---|
| HOA / Month | ~$280 | $329–$375 | $295 (North section) | ~$265 |
| Base Price Range | $350K–$550K | $300K–$600K+ | $400K–$700K+ | $400K–$700K |
| Standard Features | Everything's Included | Good standard spec | Upgrade costs add up | High standard spec |
| Location | Hardeeville | Hardeeville | Bluffton (Okatie) | Bluffton |
| Beach Distance | 35–40 min | 35–40 min | 20–25 min | 20–25 min |
| Golf On-Site | No | No | 54 holes | No |
| County (tax impact) | Verify — Jasper/Beaufort | Verify — Jasper/Beaufort | Beaufort | Beaufort |
| Lifestyle Brand | Four Seasons / Lennar | Margaritaville — distinct | Del Webb / Sun City | Four Seasons / KHov |
Both Four Seasons HH Lakes and Latitude Margaritaville are in Hardeeville, which straddles the Beaufort/Jasper county line. Beaufort County's effective property tax rate for a qualifying 65+ primary resident on a $450,000 home is approximately $1,100–$1,400/year. Jasper County rates differ. If your specific parcel falls in Jasper County, your annual tax bill may be materially different. This is not widely disclosed in community marketing materials. Verify county at the parcel level with a real estate attorney or county assessor before closing.
Communities in Bluffton proper — Sun City, The Haven, Four Seasons Carolina Oaks — sit cleanly within Beaufort County. This is a meaningful simplification for buyers who want property tax clarity.
These are the two most similar communities in this market: both in Hardeeville, both active construction, both without on-site golf, both 35–40 minutes from the beach. The key differences are brand identity (Margaritaville's entertainment-forward lifestyle vs Four Seasons' more traditional 55+ positioning) and HOA cost ($280/mo vs $329–$375/mo). Latitude's HOA runs $49–$95/month more — $588–$1,140/year more. Over 10 years that is $5,880–$11,400 in additional HOA costs. Whether the Margaritaville brand identity is worth that premium is a personal judgment — but it should be a deliberate one.
We can run county-verified tax estimates and spec-matched cost comparisons for any two communities in this market.
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